Call reports 2023
EATON COMMUNITY BANK — 2023
What EATON COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 443,192,000 | 441,054,000 | 441,669,000 | 448,378,000 |
| Total loans | 213,567,000 | 220,739,000 | 228,430,000 | 232,300,000 |
| Allowance for loan losses | 2,266,000 | 2,472,000 | 2,580,000 | 2,291,000 |
| Securities available for sale | 176,956,000 | 170,856,000 | 160,066,000 | 160,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,081,000 | 342,957,000 | 344,698,000 | 339,673,000 |
| Interest-bearing deposits | 270,092,000 | 265,928,000 | 268,808,000 | 262,610,000 |
| Noninterest-bearing deposits | 75,989,000 | 77,029,000 | 75,890,000 | 77,063,000 |
| Equity capital | 51,203,000 | 52,032,000 | 50,512,000 | 56,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,837,000 | 9,915,000 | 15,096,000 | 20,543,000 |
| Interest expense | 979,000 | 2,149,000 | 3,511,000 | 4,995,000 |
| Net interest income | 3,858,000 | 7,766,000 | 11,585,000 | 15,548,000 |
| Noninterest income | 556,000 | 1,360,000 | 1,937,000 | 2,509,000 |
| Noninterest expense | 3,067,000 | 6,303,000 | 9,436,000 | 12,828,000 |
| Provision for loan losses | 85,000 | 302,000 | 444,000 | 175,000 |
| Pretax income | 696,000 | 1,980,000 | 2,823,000 | 4,322,000 |
| Income tax | 97,000 | 313,000 | 437,000 | 732,000 |
| Net income | 599,000 | 1,667,000 | 2,386,000 | 3,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,022,000 | 62,124,000 | 62,871,000 | 64,105,000 |