Call reports 2021
EATON COMMUNITY BANK — 2021
What EATON COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 449,348,000 | 442,383,000 | 447,878,000 | 436,877,000 |
| Total loans | 203,971,000 | 191,916,000 | 184,918,000 | 183,270,000 |
| Allowance for loan losses | 2,613,000 | 2,644,000 | 2,713,000 | 2,760,000 |
| Securities available for sale | 165,628,000 | 181,216,000 | 177,852,000 | 200,084,000 |
| Securities held to maturity | 77,000 | 77,000 | 61,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,409,000 | 344,309,000 | 350,252,000 | 347,698,000 |
| Interest-bearing deposits | 295,053,000 | 291,365,000 | 294,903,000 | 292,550,000 |
| Noninterest-bearing deposits | 50,356,000 | 52,944,000 | 55,349,000 | 55,148,000 |
| Equity capital | 62,078,000 | 64,457,000 | 64,341,000 | 59,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,159,000 | 6,474,000 | 9,794,000 | 13,080,000 |
| Interest expense | 576,000 | 1,119,000 | 1,623,000 | 2,094,000 |
| Net interest income | 2,583,000 | 5,355,000 | 8,171,000 | 10,986,000 |
| Noninterest income | 1,383,000 | 2,001,000 | 2,670,000 | 2,976,000 |
| Noninterest expense | 2,725,000 | 5,328,000 | 7,934,000 | 16,903,000 |
| Provision for loan losses | 44,000 | 86,000 | 132,000 | 176,000 |
| Pretax income | 1,197,000 | 1,942,000 | 2,775,000 | -3,110,000 |
| Income tax | 194,000 | 286,000 | 400,000 | -883,000 |
| Net income | 1,003,000 | 1,656,000 | 2,375,000 | -2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,999,000 | 59,698,000 | 60,457,000 | 55,893,000 |