Call reports 2020
EATON COMMUNITY BANK — 2020
What EATON COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,207,000 | 398,285,000 | 407,740,000 | 426,307,000 |
| Total loans | 231,428,000 | 230,606,000 | 222,651,000 | 206,798,000 |
| Allowance for loan losses | 2,295,000 | 2,369,000 | 2,464,000 | 2,552,000 |
| Securities available for sale | 110,941,000 | 119,495,000 | 130,910,000 | 146,820,000 |
| Securities held to maturity | 118,000 | 118,000 | 103,000 | 78,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,478,000 | 297,111,000 | 305,223,000 | 321,517,000 |
| Interest-bearing deposits | 242,255,000 | 250,690,000 | 259,790,000 | 271,638,000 |
| Noninterest-bearing deposits | 35,224,000 | 46,421,000 | 45,433,000 | 49,879,000 |
| Equity capital | 56,579,000 | 59,371,000 | 60,689,000 | 62,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,465,000 | 6,838,000 | 10,176,000 | 13,547,000 |
| Interest expense | 640,000 | 1,264,000 | 1,879,000 | 2,482,000 |
| Net interest income | 2,825,000 | 5,574,000 | 8,297,000 | 11,065,000 |
| Noninterest income | 571,000 | 1,024,000 | 1,686,000 | 2,811,000 |
| Noninterest expense | 2,693,000 | 5,195,000 | 7,785,000 | 10,681,000 |
| Provision for loan losses | 43,000 | 114,000 | 202,000 | 291,000 |
| Pretax income | 660,000 | 1,289,000 | 1,996,000 | 2,904,000 |
| Income tax | 94,000 | 219,000 | 325,000 | 460,000 |
| Net income | 566,000 | 1,070,000 | 1,671,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,132,000 | 56,488,000 | 57,133,000 | 57,951,000 |