Call reports 2019
EATON COMMUNITY BANK — 2019
What EATON COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,325,000 | 369,126,000 | 371,513,000 | 375,243,000 |
| Total loans | 223,648,000 | 223,882,000 | 229,996,000 | 230,263,000 |
| Allowance for loan losses | 2,241,000 | 2,248,000 | 2,268,000 | 2,211,000 |
| Securities available for sale | 102,395,000 | 100,728,000 | 99,211,000 | 98,140,000 |
| Securities held to maturity | 157,000 | 157,000 | 143,000 | 118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,926,000 | 269,410,000 | 270,878,000 | 274,709,000 |
| Interest-bearing deposits | 237,716,000 | 232,657,000 | 233,890,000 | 236,208,000 |
| Noninterest-bearing deposits | 34,209,000 | 36,753,000 | 36,988,000 | 38,501,000 |
| Equity capital | 54,819,000 | 56,092,000 | 57,295,000 | 57,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,894,000 | 10,560,000 | 14,087,000 |
| Interest expense | 570,000 | 1,243,000 | 1,937,000 | 2,642,000 |
| Net interest income | 2,815,000 | 5,651,000 | 8,623,000 | 11,445,000 |
| Noninterest income | 501,000 | 986,000 | 1,526,000 | 2,115,000 |
| Noninterest expense | 2,669,000 | 5,393,000 | 8,050,000 | 10,859,000 |
| Provision for loan losses | -3,000 | 0 | 0 | -1,000 |
| Pretax income | 650,000 | 950,000 | 1,867,000 | 2,470,000 |
| Income tax | 95,000 | 106,000 | 249,000 | 309,000 |
| Net income | 555,000 | 844,000 | 1,618,000 | 2,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,711,000 | 54,099,000 | 54,925,000 | 55,517,000 |
| Total capital | 55,952,000 | 56,347,000 | 57,193,000 | 57,728,000 |
| Risk-weighted assets | 218,280,000 | 229,276,000 | 242,762,000 | 245,703,000 |