Call reports 2018
EATON COMMUNITY BANK — 2018
What EATON COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 291,740,000 | 288,886,000 | 345,544,000 | 337,521,000 |
| Total loans | 182,933,000 | 181,918,000 | 223,681,000 | 225,226,000 |
| Allowance for loan losses | 2,179,000 | 2,203,000 | 2,256,000 | 2,234,000 |
| Securities available for sale | 59,574,000 | 65,428,000 | 76,450,000 | 74,653,000 |
| Securities held to maturity | 196,000 | 196,000 | 183,000 | 158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,280,000 | 222,662,000 | 279,008,000 | 270,973,000 |
| Interest-bearing deposits | 207,270,000 | 205,001,000 | 242,698,000 | 235,415,000 |
| Noninterest-bearing deposits | 16,010,000 | 17,661,000 | 36,310,000 | 35,558,000 |
| Equity capital | 52,858,000 | 53,063,000 | 53,068,000 | 53,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 4,981,000 | 8,107,000 | 11,235,000 |
| Interest expense | 367,000 | 734,000 | 1,145,000 | 1,552,000 |
| Net interest income | 2,115,000 | 4,247,000 | 6,962,000 | 9,683,000 |
| Noninterest income | 341,000 | 794,000 | 1,319,000 | 1,918,000 |
| Noninterest expense | 2,079,000 | 4,295,000 | 7,166,000 | 10,512,000 |
| Provision for loan losses | 1,000 | 0 | -2,000 | 0 |
| Pretax income | 376,000 | 746,000 | 1,116,000 | 959,000 |
| Income tax | 67,000 | 131,000 | 109,000 | 232,000 |
| Net income | 309,000 | 615,000 | 1,007,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,924,000 | 54,230,000 | 53,427,000 | 53,155,000 |
| Total capital | 55,776,000 | 56,119,000 | 55,683,000 | 55,389,000 |
| Risk-weighted assets | 147,875,000 | 150,769,000 | 196,883,000 | 194,681,000 |