Call reports 2017
EATON COMMUNITY BANK — 2017
What EATON COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 299,334,000 | 295,273,000 | 293,072,000 | 294,323,000 |
| Total loans | 181,500,000 | 182,084,000 | 182,735,000 | 183,769,000 |
| Allowance for loan losses | 2,038,000 | 2,114,000 | 2,128,000 | 2,196,000 |
| Securities available for sale | 77,325,000 | 73,107,000 | 68,418,000 | 63,720,000 |
| Securities held to maturity | 235,000 | 234,000 | 221,000 | 196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,622,000 | 226,838,000 | 223,952,000 | 225,452,000 |
| Interest-bearing deposits | 215,809,000 | 210,001,000 | 206,902,000 | 206,377,000 |
| Noninterest-bearing deposits | 15,813,000 | 16,837,000 | 17,050,000 | 19,075,000 |
| Equity capital | 52,360,000 | 52,906,000 | 53,352,000 | 53,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 4,944,000 | 7,401,000 | 9,884,000 |
| Interest expense | 368,000 | 739,000 | 1,107,000 | 1,474,000 |
| Net interest income | 2,089,000 | 4,205,000 | 6,294,000 | 8,410,000 |
| Noninterest income | 358,000 | 732,000 | 1,141,000 | 1,526,000 |
| Noninterest expense | 1,882,000 | 3,855,000 | 5,826,000 | 8,288,000 |
| Provision for loan losses | 0 | 0 | -1,000 | 0 |
| Pretax income | 565,000 | 1,082,000 | 1,610,000 | 1,648,000 |
| Income tax | 165,000 | 279,000 | 421,000 | 390,000 |
| Net income | 400,000 | 803,000 | 1,189,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,678,000 | 53,080,000 | 53,467,000 | 53,616,000 |
| Total capital | 54,536,000 | 54,972,000 | 55,336,000 | 55,496,000 |
| Risk-weighted assets | 148,538,000 | 151,191,000 | 149,282,000 | 150,093,000 |