Call reports 2016
EATON COMMUNITY BANK — 2016
What EATON COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 290,930,000 | 291,470,000 | 289,231,000 | 293,604,000 |
| Total loans | 160,736,000 | 163,765,000 | 166,542,000 | 174,815,000 |
| Allowance for loan losses | 1,984,000 | 1,982,000 | 2,029,000 | 2,075,000 |
| Securities available for sale | 97,446,000 | 93,186,000 | 90,943,000 | 82,437,000 |
| Securities held to maturity | 272,000 | 272,000 | 260,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,622,000 | 229,281,000 | 226,050,000 | 226,188,000 |
| Interest-bearing deposits | 215,000,000 | 213,538,000 | 210,820,000 | 210,252,000 |
| Noninterest-bearing deposits | 14,622,000 | 15,743,000 | 15,230,000 | 15,936,000 |
| Equity capital | 51,017,000 | 51,795,000 | 52,579,000 | 51,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 4,952,000 | 7,368,000 | 9,779,000 |
| Interest expense | 361,000 | 720,000 | 1,074,000 | 1,429,000 |
| Net interest income | 2,130,000 | 4,232,000 | 6,294,000 | 8,350,000 |
| Noninterest income | 311,000 | 674,000 | 1,830,000 | 2,223,000 |
| Noninterest expense | 1,938,000 | 3,906,000 | 6,055,000 | 8,097,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 9,000 |
| Pretax income | 501,000 | 998,000 | 2,067,000 | 2,467,000 |
| Income tax | 134,000 | 267,000 | 400,000 | 455,000 |
| Net income | 367,000 | 731,000 | 1,667,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,633,000 | 50,997,000 | 51,933,000 | 52,278,000 |
| Total capital | 52,396,000 | 52,727,000 | 53,659,000 | 54,132,000 |
| Risk-weighted assets | 140,848,000 | 138,208,000 | 137,782,000 | 148,136,000 |