Call reports 2014
EATON COMMUNITY BANK — 2014
What EATON COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 314,994,000 | 313,760,000 | 307,462,000 | 293,257,000 |
| Total loans | 152,878,000 | 151,260,000 | 151,641,000 | 151,710,000 |
| Allowance for loan losses | 2,554,000 | 2,301,000 | 2,240,000 | 2,068,000 |
| Securities available for sale | 101,195,000 | 105,550,000 | 104,324,000 | 105,774,000 |
| Securities held to maturity | 342,000 | 342,000 | 331,000 | 310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,514,000 | 245,117,000 | 238,493,000 | 233,930,000 |
| Interest-bearing deposits | 234,970,000 | 231,972,000 | 226,187,000 | 221,536,000 |
| Noninterest-bearing deposits | 12,544,000 | 13,145,000 | 12,306,000 | 12,393,000 |
| Equity capital | 47,111,000 | 48,162,000 | 48,442,000 | 49,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,348,000 | 7,910,000 | 10,474,000 |
| Interest expense | 509,000 | 1,002,000 | 1,487,000 | 1,896,000 |
| Net interest income | 2,169,000 | 4,346,000 | 6,423,000 | 8,578,000 |
| Noninterest income | 372,000 | 739,000 | 1,239,000 | 1,568,000 |
| Noninterest expense | 1,869,000 | 3,782,000 | 5,647,000 | 7,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 672,000 | 1,303,000 | 2,015,000 | 2,441,000 |
| Income tax | 188,000 | 378,000 | 586,000 | 703,000 |
| Net income | 484,000 | 925,000 | 1,429,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,652,000 | 48,095,000 | 48,600,000 | 48,912,000 |
| Total capital | 49,281,000 | 49,704,000 | 50,208,000 | 50,526,000 |
| Risk-weighted assets | 129,406,000 | 128,067,000 | 128,044,000 | 128,649,000 |