Call reports 2012
EATON COMMUNITY BANK — 2012
What EATON COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 316,500,000 | 319,138,000 | 307,286,000 | 299,939,000 |
| Total loans | 188,919,000 | 181,694,000 | 177,615,000 | 169,526,000 |
| Allowance for loan losses | 2,882,000 | 3,071,000 | 2,868,000 | 2,909,000 |
| Securities available for sale | 84,790,000 | 96,783,000 | 96,882,000 | 91,935,000 |
| Securities held to maturity | 409,000 | 408,000 | 397,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,863,000 | 258,260,000 | 250,696,000 | 243,249,000 |
| Interest-bearing deposits | 244,893,000 | 246,238,000 | 239,243,000 | 231,300,000 |
| Noninterest-bearing deposits | 10,970,000 | 12,022,000 | 11,453,000 | 11,949,000 |
| Equity capital | 45,127,000 | 45,317,000 | 46,002,000 | 46,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,197,000 | 9,151,000 | 11,978,000 |
| Interest expense | 900,000 | 1,641,000 | 2,329,000 | 2,948,000 |
| Net interest income | 2,219,000 | 4,556,000 | 6,822,000 | 9,030,000 |
| Noninterest income | 401,000 | 902,000 | 1,273,000 | 1,868,000 |
| Noninterest expense | 1,797,000 | 3,686,000 | 5,483,000 | 7,306,000 |
| Provision for loan losses | 670,000 | 1,290,000 | 1,410,000 | 1,830,000 |
| Pretax income | 153,000 | 482,000 | 1,202,000 | 1,762,000 |
| Income tax | 48,000 | 115,000 | 306,000 | 419,000 |
| Net income | 105,000 | 367,000 | 896,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,327,000 | 44,586,000 | 45,113,000 | 45,555,000 |
| Total capital | 46,186,000 | 46,412,000 | 46,939,000 | 47,303,000 |
| Risk-weighted assets | 147,667,000 | 146,626,000 | 145,040,000 | 138,692,000 |