Call reports 2015
BANKERS TRUST COMPANY — 2015
What BANKERS TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 487,085,000 | 487,409,000 | 479,848,000 | 493,148,000 |
| Total loans | 426,897,000 | 439,521,000 | 431,235,000 | 446,673,000 |
| Allowance for loan losses | 8,273,000 | 8,362,000 | 8,453,000 | 8,521,000 |
| Securities available for sale | 34,038,000 | 31,462,000 | 30,171,000 | 28,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,121,000 | 318,611,000 | 293,844,000 | 297,733,000 |
| Interest-bearing deposits | 255,163,000 | 274,201,000 | 241,064,000 | 241,424,000 |
| Noninterest-bearing deposits | 47,958,000 | 44,410,000 | 52,780,000 | 56,309,000 |
| Equity capital | 47,139,000 | 48,039,000 | 49,326,000 | 50,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,498,000 | 9,208,000 | 14,013,000 | 18,942,000 |
| Interest expense | 748,000 | 1,471,000 | 2,135,000 | 2,809,000 |
| Net interest income | 3,750,000 | 7,737,000 | 11,878,000 | 16,133,000 |
| Noninterest income | 606,000 | 1,421,000 | 2,195,000 | 2,916,000 |
| Noninterest expense | 2,607,000 | 5,324,000 | 8,084,000 | 10,820,000 |
| Provision for loan losses | 80,000 | 170,000 | 260,000 | 350,000 |
| Pretax income | 1,669,000 | 3,664,000 | 5,729,000 | 7,879,000 |
| Income tax | 593,000 | 1,301,000 | 2,037,000 | 2,798,000 |
| Net income | 1,076,000 | 2,363,000 | 3,692,000 | 5,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,850,000 | 47,941,000 | 49,074,000 | 50,068,000 |
| Total capital | 52,355,000 | 53,681,000 | 54,738,000 | 56,002,000 |
| Risk-weighted assets | 437,647,000 | 456,544,000 | 450,307,000 | 472,049,000 |