Call reports 2014
BANKERS TRUST COMPANY — 2014
What BANKERS TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 439,674,000 | 456,225,000 | 438,966,000 | 456,627,000 |
| Total loans | 381,467,000 | 388,716,000 | 382,972,000 | 402,273,000 |
| Allowance for loan losses | 7,850,000 | 8,014,000 | 8,090,000 | 8,193,000 |
| Securities available for sale | 33,083,000 | 36,353,000 | 36,575,000 | 35,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,649,000 | 311,684,000 | 289,711,000 | 293,063,000 |
| Interest-bearing deposits | 254,658,000 | 264,659,000 | 252,778,000 | 239,302,000 |
| Noninterest-bearing deposits | 46,991,000 | 47,025,000 | 36,933,000 | 53,761,000 |
| Equity capital | 43,261,000 | 44,252,000 | 45,103,000 | 45,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,575,000 | 12,961,000 | 17,489,000 |
| Interest expense | 967,000 | 1,919,000 | 2,796,000 | 3,601,000 |
| Net interest income | 3,311,000 | 6,656,000 | 10,165,000 | 13,888,000 |
| Noninterest income | 601,000 | 1,232,000 | 1,926,000 | 2,444,000 |
| Noninterest expense | 2,450,000 | 4,814,000 | 7,290,000 | 9,718,000 |
| Provision for loan losses | 168,000 | 280,000 | 393,000 | 500,000 |
| Pretax income | 1,294,000 | 2,794,000 | 4,408,000 | 6,114,000 |
| Income tax | 435,000 | 938,000 | 1,481,000 | 2,078,000 |
| Net income | 859,000 | 1,856,000 | 2,927,000 | 4,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,193,000 | 44,039,000 | 44,960,000 | 45,769,000 |
| Total capital | 47,933,000 | 48,909,000 | 49,645,000 | 50,782,000 |
| Risk-weighted assets | 379,609,000 | 390,471,000 | 375,047,000 | 400,967,000 |