Call reports 2008
BANKERS TRUST COMPANY — 2008
What BANKERS TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 318,908,000 | 317,868,000 | 330,290,000 | 337,563,000 |
| Total loans | 243,608,000 | 252,327,000 | 263,123,000 | 271,399,000 |
| Allowance for loan losses | 2,341,000 | 2,541,000 | 2,991,000 | 3,069,000 |
| Securities available for sale | 49,257,000 | 50,466,000 | 50,449,000 | 50,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,328,000 | 212,420,000 | 226,623,000 | 225,204,000 |
| Interest-bearing deposits | 184,981,000 | 185,998,000 | 203,105,000 | 199,970,000 |
| Noninterest-bearing deposits | 23,347,000 | 26,422,000 | 23,518,000 | 25,234,000 |
| Equity capital | 23,771,000 | 24,043,000 | 25,445,000 | 26,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,513,000 | 8,943,000 | 13,556,000 | 17,974,000 |
| Interest expense | 2,572,000 | 4,960,000 | 7,375,000 | 9,674,000 |
| Net interest income | 1,941,000 | 3,983,000 | 6,181,000 | 8,300,000 |
| Noninterest income | 380,000 | 793,000 | 1,187,000 | 1,904,000 |
| Noninterest expense | 1,601,000 | 3,241,000 | 4,867,000 | 6,478,000 |
| Provision for loan losses | 160,000 | 590,000 | 1,090,000 | 1,940,000 |
| Pretax income | 560,000 | 945,000 | 1,411,000 | 1,786,000 |
| Income tax | 187,000 | 305,000 | 453,000 | 557,000 |
| Net income | 373,000 | 640,000 | 958,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,174,000 | 23,942,000 | 25,260,000 | 25,531,000 |
| Total capital | 25,565,000 | 26,533,000 | 28,301,000 | 28,650,000 |
| Risk-weighted assets | 244,908,000 | 252,270,000 | 260,343,000 | 272,044,000 |