Call reports 2007
BANKERS TRUST COMPANY — 2007
What BANKERS TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 239,964,000 | 256,590,000 | 277,284,000 | 285,295,000 |
| Total loans | 185,753,000 | 197,042,000 | 216,677,000 | 223,920,000 |
| Allowance for loan losses | 2,041,000 | 2,141,000 | 2,210,000 | 2,278,000 |
| Securities available for sale | 40,942,000 | 45,332,000 | 45,230,000 | 48,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,230,000 | 189,401,000 | 199,962,000 | 196,461,000 |
| Interest-bearing deposits | 156,012,000 | 168,176,000 | 181,175,000 | 174,882,000 |
| Noninterest-bearing deposits | 20,218,000 | 21,225,000 | 18,787,000 | 21,579,000 |
| Equity capital | 17,195,000 | 17,982,000 | 19,576,000 | 21,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,598,000 | 7,373,000 | 11,676,000 | 16,028,000 |
| Interest expense | 2,300,000 | 4,692,000 | 7,387,000 | 10,112,000 |
| Net interest income | 1,298,000 | 2,681,000 | 4,289,000 | 5,916,000 |
| Noninterest income | 260,000 | 578,000 | 888,000 | 1,266,000 |
| Noninterest expense | 1,261,000 | 2,629,000 | 4,091,000 | 5,723,000 |
| Provision for loan losses | 100,000 | 200,000 | 320,000 | 435,000 |
| Pretax income | 197,000 | 430,000 | 766,000 | 1,024,000 |
| Income tax | 54,000 | 122,000 | 230,000 | 308,000 |
| Net income | 143,000 | 308,000 | 536,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,227,000 | 18,393,000 | 19,621,000 | 20,801,000 |
| Total capital | 19,318,000 | 20,584,000 | 21,881,000 | 23,129,000 |
| Risk-weighted assets | 183,265,000 | 194,526,000 | 215,168,000 | 224,037,000 |