Call reports 2005
BANKERS TRUST COMPANY — 2005
What BANKERS TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 133,455,000 | 145,999,000 | 165,921,000 | 175,791,000 |
| Total loans | 105,038,000 | 115,390,000 | 131,250,000 | 138,302,000 |
| Allowance for loan losses | 1,090,000 | 1,210,000 | 1,345,000 | 1,432,000 |
| Securities available for sale | 23,384,000 | 25,991,000 | 28,006,000 | 32,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,139,000 | 108,652,000 | 108,996,000 | 131,596,000 |
| Interest-bearing deposits | 95,930,000 | 96,256,000 | 97,692,000 | 118,095,000 |
| Noninterest-bearing deposits | 11,209,000 | 12,396,000 | 11,304,000 | 13,501,000 |
| Equity capital | 10,646,000 | 11,984,000 | 12,769,000 | 13,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,386,000 | 5,467,000 | 7,860,000 |
| Interest expense | 635,000 | 1,450,000 | 2,468,000 | 3,745,000 |
| Net interest income | 932,000 | 1,936,000 | 2,999,000 | 4,115,000 |
| Noninterest income | 208,000 | 471,000 | 769,000 | 1,017,000 |
| Noninterest expense | 889,000 | 1,815,000 | 2,830,000 | 3,869,000 |
| Provision for loan losses | 130,000 | 250,000 | 385,000 | 487,000 |
| Pretax income | 121,000 | 342,000 | 554,000 | 777,000 |
| Income tax | 43,000 | 120,000 | 194,000 | 269,000 |
| Net income | 78,000 | 222,000 | 360,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,878,000 | 12,022,000 | 12,960,000 | 13,509,000 |
| Total capital | 11,993,000 | 13,257,000 | 14,330,000 | 14,981,000 |
| Risk-weighted assets | 98,811,000 | 111,676,000 | 132,048,000 | 138,949,000 |