Call reports 2004
BANKERS TRUST COMPANY — 2004
What BANKERS TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,666,000 | 93,298,000 | 104,571,000 | 121,056,000 |
| Total loans | 59,553,000 | 71,144,000 | 84,345,000 | 98,023,000 |
| Allowance for loan losses | 610,000 | 702,000 | 834,000 | 960,000 |
| Securities available for sale | 11,083,000 | 16,142,000 | 16,963,000 | 18,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,301,000 | 78,735,000 | 83,848,000 | 92,721,000 |
| Interest-bearing deposits | 46,230,000 | 70,296,000 | 74,209,000 | 81,528,000 |
| Noninterest-bearing deposits | 8,071,000 | 8,439,000 | 9,639,000 | 11,193,000 |
| Equity capital | 6,629,000 | 7,519,000 | 8,716,000 | 10,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,805,000 | 2,992,000 | 4,341,000 |
| Interest expense | 210,000 | 481,000 | 823,000 | 1,278,000 |
| Net interest income | 589,000 | 1,324,000 | 2,169,000 | 3,063,000 |
| Noninterest income | 120,000 | 288,000 | 445,000 | 614,000 |
| Noninterest expense | 685,000 | 1,417,000 | 2,166,000 | 2,990,000 |
| Provision for loan losses | 115,000 | 207,000 | 349,000 | 475,000 |
| Pretax income | -91,000 | -12,000 | 99,000 | 212,000 |
| Income tax | -38,000 | -10,000 | 26,000 | 64,000 |
| Net income | -53,000 | -2,000 | 73,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,599,000 | 7,650,000 | 8,725,000 | 10,300,000 |
| Total capital | 7,224,000 | 8,367,000 | 9,584,000 | 11,285,000 |
| Risk-weighted assets | 55,162,000 | 67,148,000 | 79,825,000 | 91,082,000 |