Call reports 2003
BANKERS TRUST COMPANY — 2003
What BANKERS TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,485,000 | 41,732,000 | 47,966,000 | 62,317,000 |
| Total loans | 19,524,000 | 28,049,000 | 34,148,000 | 49,683,000 |
| Allowance for loan losses | 188,000 | 273,000 | 373,000 | 500,000 |
| Securities available for sale | 3,535,000 | 5,422,000 | 7,044,000 | 9,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,300,000 | 35,253,000 | 41,361,000 | 46,206,000 |
| Interest-bearing deposits | 16,306,000 | 30,744,000 | 36,046,000 | 36,652,000 |
| Noninterest-bearing deposits | 3,994,000 | 4,509,000 | 5,315,000 | 9,554,000 |
| Equity capital | 5,043,000 | 4,846,000 | 4,734,000 | 4,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 622,000 | 1,164,000 | 1,831,000 |
| Interest expense | 47,000 | 151,000 | 296,000 | 466,000 |
| Net interest income | 191,000 | 471,000 | 868,000 | 1,365,000 |
| Noninterest income | 95,000 | 229,000 | 428,000 | 534,000 |
| Noninterest expense | 714,000 | 1,345,000 | 2,010,000 | 2,650,000 |
| Provision for loan losses | 102,000 | 192,000 | 292,000 | 419,000 |
| Pretax income | -530,000 | -837,000 | -1,006,000 | -1,170,000 |
| Income tax | -201,000 | -320,000 | -383,000 | -448,000 |
| Net income | -329,000 | -517,000 | -623,000 | -722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,043,000 | 4,855,000 | 4,749,000 | 4,652,000 |
| Total capital | 5,236,000 | 5,138,000 | 5,132,000 | 5,162,000 |
| Risk-weighted assets | 23,090,000 | 32,745,000 | 37,856,000 | 48,400,000 |