Call reports 2025
BANKPACIFIC, LTD. — 2025
What BANKPACIFIC, LTD. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 177,536,000 | 179,487,000 | 172,799,000 | 178,071,000 |
| Total loans | 97,420,000 | 95,848,000 | 92,345,000 | 90,167,000 |
| Allowance for loan losses | 1,187,000 | 1,077,000 | 1,037,000 | 1,038,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,280,000 | 34,187,000 | 39,281,000 | 39,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,323,000 | 132,937,000 | 126,630,000 | 131,378,000 |
| Interest-bearing deposits | 88,760,000 | 89,144,000 | 81,897,000 | 87,034,000 |
| Noninterest-bearing deposits | 42,563,000 | 43,793,000 | 44,733,000 | 44,344,000 |
| Equity capital | 20,803,000 | 21,109,000 | 21,259,000 | 21,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,601,000 | 7,118,000 | 9,588,000 |
| Interest expense | 4,000 | 7,000 | 10,000 | 14,000 |
| Net interest income | 2,309,000 | 4,594,000 | 7,108,000 | 9,574,000 |
| Noninterest income | 434,000 | 848,000 | 1,342,000 | 1,740,000 |
| Noninterest expense | 2,382,000 | 4,632,000 | 6,931,000 | 9,409,000 |
| Provision for loan losses | 77,000 | 132,000 | 202,000 | 209,000 |
| Pretax income | 284,000 | 672,000 | 1,308,000 | 1,687,000 |
| Income tax | 60,000 | 142,000 | 276,000 | 332,000 |
| Net income | 224,000 | 530,000 | 1,032,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,803,000 | 21,109,000 | 21,259,000 | 21,582,000 |
| Total capital | 21,871,000 | 22,156,000 | 22,264,000 | 22,573,000 |
| Risk-weighted assets | 85,354,000 | 83,683,000 | 80,383,000 | 79,223,000 |