Call reports 2024
BANKPACIFIC, LTD. — 2024
What BANKPACIFIC, LTD. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 180,680,000 | 174,929,000 | 176,294,000 | 176,772,000 |
| Total loans | 96,758,000 | 94,959,000 | 93,704,000 | 95,028,000 |
| Allowance for loan losses | 937,000 | 1,426,000 | 975,000 | 1,017,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,560,000 | 29,311,000 | 39,143,000 | 44,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,281,000 | 130,320,000 | 131,896,000 | 130,111,000 |
| Interest-bearing deposits | 94,515,000 | 89,981,000 | 91,302,000 | 88,106,000 |
| Noninterest-bearing deposits | 41,766,000 | 40,339,000 | 40,594,000 | 42,005,000 |
| Equity capital | 20,559,000 | 20,589,000 | 20,441,000 | 20,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,510,000 | 4,941,000 | 7,305,000 | 9,621,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 18,000 |
| Net interest income | 2,505,000 | 4,932,000 | 7,292,000 | 9,603,000 |
| Noninterest income | 410,000 | 844,000 | 1,240,000 | 1,672,000 |
| Noninterest expense | 2,154,000 | 4,955,000 | 7,415,000 | 9,883,000 |
| Provision for loan losses | 119,000 | 139,000 | 175,000 | 225,000 |
| Pretax income | 642,000 | 682,000 | 942,000 | 1,167,000 |
| Income tax | 135,000 | 145,000 | 201,000 | 288,000 |
| Net income | 507,000 | 537,000 | 741,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,559,000 | 20,589,000 | 20,441,000 | 20,579,000 |
| Total capital | 21,501,000 | 21,620,000 | 21,421,000 | 21,601,000 |
| Risk-weighted assets | 84,101,000 | 82,116,000 | 81,200,000 | 82,715,000 |