Call reports 2023
BANKPACIFIC, LTD. — 2023
What BANKPACIFIC, LTD. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 192,871,000 | 186,443,000 | 184,633,000 | 188,154,000 |
| Total loans | 95,686,000 | 93,078,000 | 93,741,000 | 96,311,000 |
| Allowance for loan losses | 723,000 | 699,000 | 811,000 | 855,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,396,000 | 29,203,000 | 29,329,000 | 24,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,653,000 | 139,745,000 | 138,726,000 | 144,015,000 |
| Interest-bearing deposits | 108,799,000 | 99,996,000 | 98,564,000 | 102,786,000 |
| Noninterest-bearing deposits | 38,854,000 | 39,749,000 | 40,162,000 | 41,229,000 |
| Equity capital | 19,208,000 | 19,681,000 | 19,720,000 | 20,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,270,000 | 4,552,000 | 6,866,000 | 9,240,000 |
| Interest expense | 6,000 | 10,000 | 16,000 | 20,000 |
| Net interest income | 2,264,000 | 4,542,000 | 6,850,000 | 9,220,000 |
| Noninterest income | 405,000 | 776,000 | 1,172,000 | 1,581,000 |
| Noninterest expense | 2,062,000 | 4,101,000 | 6,169,000 | 8,450,000 |
| Provision for loan losses | 5,000 | 12,000 | 56,000 | 132,000 |
| Pretax income | 602,000 | 1,205,000 | 1,797,000 | 2,219,000 |
| Income tax | 127,000 | 257,000 | 368,000 | 458,000 |
| Net income | 475,000 | 948,000 | 1,429,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,208,000 | 19,681,000 | 19,720,000 | 20,052,000 |
| Total capital | 19,931,000 | 20,380,000 | 20,531,000 | 20,912,000 |
| Risk-weighted assets | 84,391,000 | 81,415,000 | 81,299,000 | 83,114,000 |