Call reports 2022
BANKPACIFIC, LTD. — 2022
What BANKPACIFIC, LTD. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 190,343,000 | 188,720,000 | 191,974,000 | 204,607,000 |
| Total loans | 101,931,000 | 99,139,000 | 93,431,000 | 95,815,000 |
| Allowance for loan losses | 834,000 | 840,000 | 838,000 | 767,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,980,000 | 9,988,000 | 9,996,000 | 10,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,128,000 | 143,230,000 | 146,424,000 | 159,701,000 |
| Interest-bearing deposits | 108,630,000 | 108,787,000 | 107,899,000 | 120,925,000 |
| Noninterest-bearing deposits | 36,498,000 | 34,443,000 | 38,525,000 | 38,776,000 |
| Equity capital | 18,128,000 | 18,131,000 | 18,265,000 | 18,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,922,000 | 4,876,000 | 7,172,000 |
| Interest expense | 6,000 | 11,000 | 18,000 | 23,000 |
| Net interest income | 1,423,000 | 2,911,000 | 4,858,000 | 7,149,000 |
| Noninterest income | 464,000 | 929,000 | 1,322,000 | 1,700,000 |
| Noninterest expense | 1,959,000 | 3,826,000 | 5,864,000 | 7,932,000 |
| Provision for loan losses | 102,000 | 185,000 | 251,000 | 258,000 |
| Pretax income | -174,000 | -171,000 | 65,000 | 659,000 |
| Income tax | -38,000 | -38,000 | 14,000 | 140,000 |
| Net income | -136,000 | -133,000 | 51,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,128,000 | 18,131,000 | 18,265,000 | 18,733,000 |
| Total capital | 18,962,000 | 18,971,000 | 19,103,000 | 19,500,000 |
| Risk-weighted assets | 94,406,000 | 88,884,000 | 83,557,000 | 85,023,000 |