Call reports 2021
BANKPACIFIC, LTD. — 2021
What BANKPACIFIC, LTD. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 191,346,000 | 188,066,000 | 181,776,000 | 192,265,000 |
| Total loans | 116,966,000 | 111,625,000 | 108,812,000 | 103,752,000 |
| Allowance for loan losses | 664,000 | 796,000 | 805,000 | 814,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 52,000 | 51,000 | 49,000 | 9,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,860,000 | 141,276,000 | 135,359,000 | 145,948,000 |
| Interest-bearing deposits | 106,512,000 | 104,372,000 | 100,870,000 | 109,863,000 |
| Noninterest-bearing deposits | 34,348,000 | 36,904,000 | 34,489,000 | 36,085,000 |
| Equity capital | 17,712,000 | 17,930,000 | 18,029,000 | 18,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,180,000 | 4,704,000 | 6,194,000 |
| Interest expense | 28,000 | 56,000 | 67,000 | 73,000 |
| Net interest income | 1,584,000 | 3,124,000 | 4,637,000 | 6,121,000 |
| Noninterest income | 481,000 | 1,513,000 | 2,237,000 | 2,868,000 |
| Noninterest expense | 2,036,000 | 4,099,000 | 6,077,000 | 7,881,000 |
| Provision for loan losses | 29,000 | 263,000 | 313,000 | 328,000 |
| Pretax income | 0 | 275,000 | 484,000 | 780,000 |
| Income tax | -2,000 | 55,000 | 90,000 | 151,000 |
| Net income | 2,000 | 220,000 | 394,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,712,000 | 17,930,000 | 18,029,000 | 18,264,000 |
| Total capital | 18,376,000 | 18,726,000 | 18,834,000 | 19,078,000 |
| Risk-weighted assets | 101,155,000 | 97,895,000 | 94,921,000 | 92,903,000 |