Call reports 2020
BANKPACIFIC, LTD. — 2020
What BANKPACIFIC, LTD. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,212,000 | 168,007,000 | 179,025,000 | 190,478,000 |
| Total loans | 125,608,000 | 124,342,000 | 124,562,000 | 122,747,000 |
| Allowance for loan losses | 538,000 | 695,000 | 698,000 | 703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,066,000 | 1,065,000 | 1,063,000 | 1,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,756,000 | 122,005,000 | 131,814,000 | 145,819,000 |
| Interest-bearing deposits | 80,943,000 | 90,757,000 | 97,280,000 | 109,817,000 |
| Noninterest-bearing deposits | 25,813,000 | 31,248,000 | 34,534,000 | 36,002,000 |
| Equity capital | 17,357,000 | 17,286,000 | 17,468,000 | 17,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,546,000 | 5,324,000 | 7,012,000 |
| Interest expense | 41,000 | 71,000 | 100,000 | 129,000 |
| Net interest income | 1,810,000 | 3,475,000 | 5,224,000 | 6,883,000 |
| Noninterest income | 391,000 | 848,000 | 1,456,000 | 2,083,000 |
| Noninterest expense | 1,963,000 | 3,947,000 | 5,981,000 | 7,933,000 |
| Provision for loan losses | 42,000 | 276,000 | 365,000 | 397,000 |
| Pretax income | 196,000 | 100,000 | 334,000 | 636,000 |
| Income tax | 37,000 | 12,000 | 64,000 | 124,000 |
| Net income | 159,000 | 88,000 | 270,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,357,000 | 17,286,000 | 17,468,000 | 17,710,000 |
| Total capital | 17,895,000 | 17,981,000 | 18,166,000 | 18,413,000 |
| Risk-weighted assets | 104,294,000 | 103,861,000 | 104,919,000 | 103,539,000 |