Call reports 2019
BANKPACIFIC, LTD. — 2019
What BANKPACIFIC, LTD. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,922,000 | 144,046,000 | 145,174,000 | 154,562,000 |
| Total loans | 120,077,000 | 121,795,000 | 123,094,000 | 123,757,000 |
| Allowance for loan losses | 381,000 | 385,000 | 394,000 | 522,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,078,000 | 1,076,000 | 1,071,000 | 1,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,196,000 | 97,568,000 | 99,203,000 | 113,399,000 |
| Interest-bearing deposits | 71,433,000 | 71,875,000 | 74,521,000 | 84,211,000 |
| Noninterest-bearing deposits | 24,763,000 | 25,693,000 | 24,682,000 | 29,188,000 |
| Equity capital | 16,872,000 | 17,116,000 | 17,055,000 | 17,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,674,000 | 5,575,000 | 7,443,000 |
| Interest expense | 57,000 | 124,000 | 187,000 | 232,000 |
| Net interest income | 1,761,000 | 3,550,000 | 5,388,000 | 7,211,000 |
| Noninterest income | 460,000 | 997,000 | 1,410,000 | 1,817,000 |
| Noninterest expense | 1,984,000 | 3,960,000 | 5,920,000 | 7,835,000 |
| Provision for loan losses | 50,000 | 96,000 | 155,000 | 293,000 |
| Pretax income | 187,000 | 491,000 | 723,000 | 900,000 |
| Income tax | 34,000 | 94,000 | 131,000 | 165,000 |
| Net income | 153,000 | 397,000 | 592,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,872,000 | 17,116,000 | 17,055,000 | 17,198,000 |
| Total capital | 17,253,000 | 17,501,000 | 17,449,000 | 17,720,000 |
| Risk-weighted assets | 97,958,000 | 98,982,000 | 100,957,000 | 101,769,000 |