Call reports 2018
BANKPACIFIC, LTD. — 2018
What BANKPACIFIC, LTD. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,209,000 | 141,526,000 | 138,088,000 | 144,926,000 |
| Total loans | 112,612,000 | 111,142,000 | 113,864,000 | 117,756,000 |
| Allowance for loan losses | 365,000 | 362,000 | 292,000 | 373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,106,000 | 1,098,000 | 1,096,000 | 1,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,136,000 | 96,530,000 | 95,713,000 | 102,773,000 |
| Interest-bearing deposits | 72,075,000 | 70,803,000 | 71,679,000 | 77,667,000 |
| Noninterest-bearing deposits | 25,061,000 | 25,727,000 | 24,034,000 | 25,106,000 |
| Equity capital | 16,413,000 | 16,620,000 | 16,537,000 | 16,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,571,000 | 5,343,000 | 7,153,000 |
| Interest expense | 49,000 | 92,000 | 137,000 | 182,000 |
| Net interest income | 1,712,000 | 3,479,000 | 5,206,000 | 6,971,000 |
| Noninterest income | 474,000 | 1,000,000 | 1,457,000 | 1,920,000 |
| Noninterest expense | 2,058,000 | 4,106,000 | 6,067,000 | 7,952,000 |
| Provision for loan losses | 25,000 | 26,000 | 26,000 | 145,000 |
| Pretax income | 103,000 | 347,000 | 570,000 | 794,000 |
| Income tax | 17,000 | 54,000 | 125,000 | 167,000 |
| Net income | 86,000 | 293,000 | 445,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,413,000 | 16,620,000 | 16,537,000 | 16,719,000 |
| Total capital | 16,778,000 | 16,982,000 | 16,829,000 | 17,092,000 |
| Risk-weighted assets | 90,485,000 | 89,033,000 | 91,438,000 | 95,866,000 |