Call reports 2017
BANKPACIFIC, LTD. — 2017
What BANKPACIFIC, LTD. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,257,000 | 140,648,000 | 138,150,000 | 144,506,000 |
| Total loans | 108,113,000 | 106,721,000 | 107,026,000 | 107,589,000 |
| Allowance for loan losses | 468,000 | 459,000 | 467,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,161,000 | 2,148,000 | 2,131,000 | 2,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,599,000 | 94,619,000 | 92,470,000 | 99,597,000 |
| Interest-bearing deposits | 73,209,000 | 71,131,000 | 69,564,000 | 75,800,000 |
| Noninterest-bearing deposits | 22,390,000 | 23,488,000 | 22,906,000 | 23,797,000 |
| Equity capital | 16,097,000 | 16,165,000 | 16,168,000 | 16,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,403,000 | 5,119,000 | 6,897,000 |
| Interest expense | 50,000 | 100,000 | 151,000 | 202,000 |
| Net interest income | 1,625,000 | 3,303,000 | 4,968,000 | 6,695,000 |
| Noninterest income | 552,000 | 1,072,000 | 1,731,000 | 2,232,000 |
| Noninterest expense | 1,961,000 | 4,057,000 | 6,088,000 | 8,058,000 |
| Provision for loan losses | 36,000 | 51,000 | 71,000 | 101,000 |
| Pretax income | 180,000 | 267,000 | 540,000 | 768,000 |
| Income tax | 50,000 | 69,000 | 124,000 | 193,000 |
| Net income | 130,000 | 198,000 | 416,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,097,000 | 16,165,000 | 16,168,000 | 16,327,000 |
| Total capital | 16,565,000 | 16,624,000 | 16,635,000 | 16,777,000 |
| Risk-weighted assets | 86,234,000 | 85,256,000 | 85,071,000 | 86,429,000 |