Call reports 2016
BANKPACIFIC, LTD. — 2016
What BANKPACIFIC, LTD. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 134,415,000 | 132,282,000 | 141,598,000 | 141,894,000 |
| Total loans | 99,791,000 | 102,843,000 | 103,539,000 | 105,056,000 |
| Allowance for loan losses | 474,000 | 420,000 | 456,000 | 430,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,200,000 | 2,189,000 | 2,175,000 | 2,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,425,000 | 93,221,000 | 96,737,000 | 96,509,000 |
| Interest-bearing deposits | 75,524,000 | 72,440,000 | 74,911,000 | 69,920,000 |
| Noninterest-bearing deposits | 20,901,000 | 20,781,000 | 21,826,000 | 26,589,000 |
| Equity capital | 15,576,000 | 15,711,000 | 15,800,000 | 15,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,195,000 | 4,847,000 | 6,504,000 |
| Interest expense | 48,000 | 98,000 | 149,000 | 199,000 |
| Net interest income | 1,515,000 | 3,097,000 | 4,698,000 | 6,305,000 |
| Noninterest income | 507,000 | 1,066,000 | 1,935,000 | 2,462,000 |
| Noninterest expense | 1,949,000 | 3,894,000 | 5,952,000 | 7,848,000 |
| Provision for loan losses | 6,000 | 18,000 | 63,000 | 69,000 |
| Pretax income | 67,000 | 251,000 | 618,000 | 850,000 |
| Income tax | 10,000 | 59,000 | 175,000 | 240,000 |
| Net income | 57,000 | 192,000 | 443,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,576,000 | 15,711,000 | 15,800,000 | 15,967,000 |
| Total capital | 16,050,000 | 16,131,000 | 16,256,000 | 16,397,000 |
| Risk-weighted assets | 78,485,000 | 80,864,000 | 82,107,000 | 82,744,000 |