Call reports 2015
BANKPACIFIC, LTD. — 2015
What BANKPACIFIC, LTD. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,531,000 | 125,977,000 | 126,734,000 | 130,515,000 |
| Total loans | 103,884,000 | 103,078,000 | 103,804,000 | 101,935,000 |
| Allowance for loan losses | 442,000 | 467,000 | 473,000 | 481,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,237,000 | 2,234,000 | 2,228,000 | 2,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,272,000 | 90,883,000 | 90,920,000 | 94,202,000 |
| Interest-bearing deposits | 74,020,000 | 73,733,000 | 71,441,000 | 74,407,000 |
| Noninterest-bearing deposits | 23,252,000 | 17,150,000 | 19,479,000 | 19,795,000 |
| Equity capital | 15,307,000 | 15,438,000 | 15,443,000 | 15,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,293,000 | 4,918,000 | 6,512,000 |
| Interest expense | 48,000 | 96,000 | 139,000 | 189,000 |
| Net interest income | 1,597,000 | 3,197,000 | 4,779,000 | 6,323,000 |
| Noninterest income | 575,000 | 1,080,000 | 1,682,000 | 2,140,000 |
| Noninterest expense | 1,913,000 | 3,799,000 | 5,665,000 | 7,520,000 |
| Provision for loan losses | 4,000 | 50,000 | 94,000 | 144,000 |
| Pretax income | 255,000 | 428,000 | 702,000 | 799,000 |
| Income tax | 80,000 | 122,000 | 203,000 | 224,000 |
| Net income | 175,000 | 306,000 | 499,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,307,000 | 15,438,000 | 15,443,000 | 15,519,000 |
| Total capital | 15,749,000 | 15,905,000 | 15,916,000 | 16,000,000 |
| Risk-weighted assets | 80,851,000 | 80,706,000 | 81,142,000 | 79,991,000 |