Call reports 2014
BANKPACIFIC, LTD. — 2014
What BANKPACIFIC, LTD. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,061,000 | 127,422,000 | 124,643,000 | 135,873,000 |
| Total loans | 96,297,000 | 100,810,000 | 103,336,000 | 104,528,000 |
| Allowance for loan losses | 469,000 | 469,000 | 423,000 | 418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,266,000 | 2,255,000 | 2,251,000 | 2,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,630,000 | 94,655,000 | 90,311,000 | 103,237,000 |
| Interest-bearing deposits | 76,794,000 | 76,688,000 | 72,989,000 | 83,998,000 |
| Noninterest-bearing deposits | 16,836,000 | 17,967,000 | 17,322,000 | 19,239,000 |
| Equity capital | 14,927,000 | 15,126,000 | 15,015,000 | 15,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,020,000 | 4,624,000 | 6,208,000 |
| Interest expense | 55,000 | 111,000 | 168,000 | 222,000 |
| Net interest income | 1,450,000 | 2,909,000 | 4,456,000 | 5,986,000 |
| Noninterest income | 506,000 | 1,114,000 | 1,579,000 | 2,214,000 |
| Noninterest expense | 1,795,000 | 3,562,000 | 5,408,000 | 7,409,000 |
| Provision for loan losses | 2,000 | 21,000 | 30,000 | 35,000 |
| Pretax income | 159,000 | 440,000 | 597,000 | 756,000 |
| Income tax | 40,000 | 122,000 | 164,000 | 206,000 |
| Net income | 119,000 | 318,000 | 433,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,927,000 | 15,126,000 | 15,015,000 | 14,985,000 |
| Total capital | 15,396,000 | 15,595,000 | 15,438,000 | 15,403,000 |
| Risk-weighted assets | 74,358,000 | 77,192,000 | 80,666,000 | 83,025,000 |