Call reports 2013
BANKPACIFIC, LTD. — 2013
What BANKPACIFIC, LTD. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,217,000 | 122,118,000 | 118,544,000 | 124,304,000 |
| Total loans | 98,121,000 | 97,343,000 | 95,385,000 | 98,530,000 |
| Allowance for loan losses | 633,000 | 614,000 | 430,000 | 444,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,339,000 | 2,324,000 | 2,304,000 | 2,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,382,000 | 91,980,000 | 88,811,000 | 94,015,000 |
| Interest-bearing deposits | 73,993,000 | 73,643,000 | 72,041,000 | 76,336,000 |
| Noninterest-bearing deposits | 14,389,000 | 18,337,000 | 16,770,000 | 17,679,000 |
| Equity capital | 14,699,000 | 14,859,000 | 14,638,000 | 14,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,102,000 | 4,625,000 | 6,188,000 |
| Interest expense | 75,000 | 154,000 | 234,000 | 293,000 |
| Net interest income | 1,494,000 | 2,948,000 | 4,391,000 | 5,895,000 |
| Noninterest income | 671,000 | 1,397,000 | 1,984,000 | 2,561,000 |
| Noninterest expense | 1,812,000 | 3,708,000 | 5,505,000 | 7,331,000 |
| Provision for loan losses | 28,000 | 93,000 | 98,000 | 109,000 |
| Pretax income | 325,000 | 544,000 | 772,000 | 1,016,000 |
| Income tax | 105,000 | 164,000 | 233,000 | 307,000 |
| Net income | 220,000 | 380,000 | 539,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,699,000 | 14,859,000 | 14,638,000 | 14,808,000 |
| Total capital | 15,332,000 | 15,473,000 | 15,068,000 | 15,252,000 |
| Risk-weighted assets | 75,326,000 | 75,669,000 | 73,503,000 | 75,441,000 |