Call reports 2012
BANKPACIFIC, LTD. — 2012
What BANKPACIFIC, LTD. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,500,000 | 114,455,000 | 114,728,000 | 121,085,000 |
| Total loans | 98,045,000 | 98,120,000 | 97,303,000 | 100,234,000 |
| Allowance for loan losses | 563,000 | 564,000 | 567,000 | 656,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,379,000 | 2,363,000 | 2,350,000 | 2,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,465,000 | 85,486,000 | 85,247,000 | 90,517,000 |
| Interest-bearing deposits | 68,608,000 | 70,438,000 | 68,811,000 | 72,757,000 |
| Noninterest-bearing deposits | 13,857,000 | 15,048,000 | 16,436,000 | 17,760,000 |
| Equity capital | 13,925,000 | 14,135,000 | 14,128,000 | 14,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,301,000 | 4,956,000 | 6,550,000 |
| Interest expense | 75,000 | 151,000 | 225,000 | 301,000 |
| Net interest income | 1,581,000 | 3,150,000 | 4,731,000 | 6,249,000 |
| Noninterest income | 604,000 | 1,291,000 | 2,002,000 | 2,861,000 |
| Noninterest expense | 1,705,000 | 3,626,000 | 5,359,000 | 7,112,000 |
| Provision for loan losses | 28,000 | 54,000 | 82,000 | 179,000 |
| Pretax income | 452,000 | 761,000 | 1,292,000 | 1,819,000 |
| Income tax | 150,000 | 249,000 | 425,000 | 601,000 |
| Net income | 302,000 | 512,000 | 867,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,925,000 | 14,135,000 | 14,128,000 | 14,479,000 |
| Total capital | 14,488,000 | 14,699,000 | 14,695,000 | 15,135,000 |
| Risk-weighted assets | 70,913,000 | 74,475,000 | 74,219,000 | 76,378,000 |