Call reports 2026
1ST FINANCIAL BANK USA — 2026
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,333,008,000 | 1,404,116,000 |
| Total loans | 969,926,000 | 987,095,000 |
| Allowance for loan losses | 17,317,000 | 17,446,000 |
| Securities available for sale | 49,302,000 | 49,097,000 |
| Securities held to maturity | 60,763,000 | 60,737,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,023,146,000 | 1,093,193,000 |
| Interest-bearing deposits | 1,007,564,000 | 1,077,233,000 |
| Noninterest-bearing deposits | 15,582,000 | 15,960,000 |
| Equity capital | 227,288,000 | 227,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 38,151,000 | 76,514,000 |
| Interest expense | 10,919,000 | 21,944,000 |
| Net interest income | 27,232,000 | 54,570,000 |
| Noninterest income | 11,844,000 | 24,840,000 |
| Noninterest expense | 28,278,000 | 58,027,000 |
| Provision for loan losses | 5,799,000 | 11,474,000 |
| Pretax income | 5,004,000 | 9,848,000 |
| Income tax | 1,482,000 | 3,147,000 |
| Net income | 3,522,000 | 6,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 227,575,000 | 228,511,000 |
| Total capital | 241,002,000 | 242,130,000 |
| Risk-weighted assets | 1,069,857,000 | 1,085,199,000 |