Call reports 2022
1ST FINANCIAL BANK USA — 2022
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 969,002,000 | 1,014,120,000 | 1,083,565,000 | 1,094,534,000 |
| Total loans | 736,328,000 | 786,970,000 | 852,968,000 | 884,225,000 |
| Allowance for loan losses | 13,317,000 | 15,926,000 | 19,428,000 | 25,176,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 75,105,000 | 85,010,000 | 74,939,000 | 64,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,689,000 | 748,389,000 | 795,771,000 | 818,871,000 |
| Interest-bearing deposits | 706,712,000 | 730,237,000 | 780,355,000 | 801,726,000 |
| Noninterest-bearing deposits | 16,977,000 | 18,152,000 | 15,416,000 | 17,145,000 |
| Equity capital | 195,025,000 | 198,276,000 | 201,859,000 | 203,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 27,421,000 | 55,767,000 | 86,822,000 | 120,796,000 |
| Interest expense | 1,144,000 | 2,747,000 | 6,289,000 | 12,091,000 |
| Net interest income | 26,277,000 | 53,020,000 | 80,533,000 | 108,705,000 |
| Noninterest income | 6,973,000 | 14,247,000 | 20,575,000 | 27,555,000 |
| Noninterest expense | 24,570,000 | 48,535,000 | 71,066,000 | 94,983,000 |
| Provision for loan losses | 3,452,000 | 8,592,000 | 14,751,000 | 23,982,000 |
| Pretax income | 5,228,000 | 10,140,000 | 15,291,000 | 17,295,000 |
| Income tax | 1,507,000 | 3,039,000 | 4,459,000 | 4,964,000 |
| Net income | 3,721,000 | 7,101,000 | 10,832,000 | 12,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,476,000 | 194,006,000 | 197,867,000 | 199,559,000 |
| Total capital | 200,833,000 | 204,810,000 | 209,375,000 | 211,545,000 |
| Risk-weighted assets | 825,588,000 | 859,202,000 | 912,779,000 | 945,722,000 |