Call reports 2021
1ST FINANCIAL BANK USA — 2021
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 600,487,000 | 886,295,000 | 912,323,000 | 940,324,000 |
| Total loans | 435,879,000 | 653,007,000 | 684,298,000 | 719,775,000 |
| Allowance for loan losses | 9,997,000 | 8,260,000 | 10,266,000 | 12,081,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,113,000 | 41,063,000 | 35,016,000 | 34,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,789,000 | 584,686,000 | 655,185,000 | 690,688,000 |
| Interest-bearing deposits | 367,516,000 | 573,781,000 | 639,878,000 | 674,016,000 |
| Noninterest-bearing deposits | 10,273,000 | 10,905,000 | 15,307,000 | 16,673,000 |
| Equity capital | 182,115,000 | 184,945,000 | 188,839,000 | 191,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 23,794,000 | 49,302,000 | 76,193,000 | 103,563,000 |
| Interest expense | 1,054,000 | 3,046,000 | 4,348,000 | 5,372,000 |
| Net interest income | 22,740,000 | 46,256,000 | 71,845,000 | 98,191,000 |
| Noninterest income | 3,522,000 | 10,163,000 | 17,016,000 | 24,537,000 |
| Noninterest expense | 23,464,000 | 49,665,000 | 73,220,000 | 100,355,000 |
| Provision for loan losses | -860,000 | -968,000 | 2,368,000 | 5,853,000 |
| Pretax income | 3,658,000 | 7,722,000 | 13,273,000 | 16,520,000 |
| Income tax | 1,121,000 | 2,339,000 | 3,965,000 | 4,752,000 |
| Net income | 2,537,000 | 5,383,000 | 9,308,000 | 11,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,115,000 | 175,815,000 | 183,733,000 | 186,513,000 |
| Total capital | 188,446,000 | 184,075,000 | 193,748,000 | 196,743,000 |
| Risk-weighted assets | 502,787,000 | 767,194,000 | 801,007,000 | 816,526,000 |