Call reports 2019
1ST FINANCIAL BANK USA — 2019
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 671,829,000 | 651,500,000 | 657,869,000 | 661,796,000 |
| Total loans | 502,292,000 | 503,157,000 | 505,420,000 | 513,435,000 |
| Allowance for loan losses | 25,442,000 | 25,396,000 | 26,012,000 | 26,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,803,000 | 50,732,000 | 50,786,000 | 50,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,788,000 | 449,620,000 | 458,372,000 | 457,511,000 |
| Interest-bearing deposits | 459,861,000 | 441,406,000 | 450,782,000 | 447,405,000 |
| Noninterest-bearing deposits | 8,927,000 | 8,214,000 | 7,590,000 | 10,106,000 |
| Equity capital | 161,101,000 | 163,297,000 | 165,416,000 | 168,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 31,174,000 | 61,705,000 | 92,711,000 | 122,993,000 |
| Interest expense | 3,786,000 | 7,441,000 | 11,014,000 | 14,521,000 |
| Net interest income | 27,388,000 | 54,264,000 | 81,697,000 | 108,472,000 |
| Noninterest income | 4,601,000 | 9,040,000 | 13,795,000 | 18,478,000 |
| Noninterest expense | 23,270,000 | 44,942,000 | 67,724,000 | 89,880,000 |
| Provision for loan losses | 5,693,000 | 12,064,000 | 18,199,000 | 24,887,000 |
| Pretax income | 3,026,000 | 6,298,000 | 9,569,000 | 12,183,000 |
| Income tax | 963,000 | 2,026,000 | 3,067,000 | 2,799,000 |
| Net income | 2,063,000 | 4,272,000 | 6,502,000 | 9,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,101,000 | 163,297,000 | 165,416,000 | 168,285,000 |
| Total capital | 168,629,000 | 170,748,000 | 172,884,000 | 175,945,000 |
| Risk-weighted assets | 584,288,000 | 578,114,000 | 578,882,000 | 594,434,000 |