Call reports 2018
1ST FINANCIAL BANK USA — 2018
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 664,405,000 | 663,216,000 | 664,668,000 | 678,900,000 |
| Total loans | 509,599,000 | 508,021,000 | 513,301,000 | 521,420,000 |
| Allowance for loan losses | 27,681,000 | 25,373,000 | 25,489,000 | 25,972,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,963,000 | 32,885,000 | 33,325,000 | 30,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,387,000 | 467,590,000 | 463,701,000 | 479,439,000 |
| Interest-bearing deposits | 464,131,000 | 458,376,000 | 454,334,000 | 469,261,000 |
| Noninterest-bearing deposits | 9,256,000 | 9,213,000 | 9,367,000 | 10,178,000 |
| Equity capital | 152,191,000 | 154,492,000 | 156,574,000 | 158,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 30,751,000 | 61,641,000 | 93,660,000 | 125,820,000 |
| Interest expense | 3,680,000 | 7,274,000 | 10,904,000 | 14,625,000 |
| Net interest income | 27,071,000 | 54,367,000 | 82,756,000 | 111,195,000 |
| Noninterest income | 4,549,000 | 9,080,000 | 14,113,000 | 19,097,000 |
| Noninterest expense | 23,896,000 | 48,283,000 | 72,836,000 | 96,628,000 |
| Provision for loan losses | 4,839,000 | 8,672,000 | 14,243,000 | 20,942,000 |
| Pretax income | 2,885,000 | 6,492,000 | 9,790,000 | 12,722,000 |
| Income tax | 885,000 | 1,946,000 | 2,904,000 | 3,578,000 |
| Net income | 2,000,000 | 4,546,000 | 6,886,000 | 9,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,191,000 | 154,492,000 | 156,574,000 | 158,998,000 |
| Total capital | 159,736,000 | 161,991,000 | 164,139,000 | 166,699,000 |
| Risk-weighted assets | 583,480,000 | 582,014,000 | 587,235,000 | 597,801,000 |