Call reports 2017
1ST FINANCIAL BANK USA — 2017
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 684,059,000 | 685,978,000 | 686,087,000 | 692,843,000 |
| Total loans | 523,936,000 | 524,988,000 | 528,870,000 | 533,980,000 |
| Allowance for loan losses | 25,517,000 | 25,759,000 | 27,727,000 | 29,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,865,000 | 30,806,000 | 31,023,000 | 30,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,381,000 | 502,671,000 | 503,078,000 | 500,598,000 |
| Interest-bearing deposits | 492,642,000 | 495,065,000 | 495,513,000 | 489,518,000 |
| Noninterest-bearing deposits | 7,739,000 | 7,606,000 | 7,565,000 | 11,080,000 |
| Equity capital | 140,975,000 | 143,047,000 | 145,032,000 | 150,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 31,728,000 | 63,086,000 | 95,324,000 | 127,420,000 |
| Interest expense | 3,533,000 | 7,122,000 | 10,804,000 | 14,435,000 |
| Net interest income | 28,195,000 | 55,964,000 | 84,520,000 | 112,985,000 |
| Noninterest income | 4,676,000 | 9,339,000 | 14,091,000 | 19,161,000 |
| Noninterest expense | 23,809,000 | 46,135,000 | 69,040,000 | 90,464,000 |
| Provision for loan losses | 7,181,000 | 13,468,000 | 20,449,000 | 28,009,000 |
| Pretax income | 1,881,000 | 5,700,000 | 9,122,000 | 13,673,000 |
| Income tax | 107,000 | 1,869,000 | 3,310,000 | 2,582,000 |
| Net income | 1,774,000 | 3,831,000 | 5,812,000 | 11,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,975,000 | 143,047,000 | 145,032,000 | 150,228,000 |
| Total capital | 148,517,000 | 150,760,000 | 152,788,000 | 158,100,000 |
| Risk-weighted assets | 585,365,000 | 599,021,000 | 600,498,000 | 608,580,000 |