Call reports 2001
1ST FINANCIAL BANK USA — 2001
What 1ST FINANCIAL BANK USA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,206,000 | 144,643,000 | 170,455,000 | 203,597,000 |
| Total loans | 37,333,000 | 43,115,000 | 47,529,000 | 53,194,000 |
| Allowance for loan losses | 3,786,000 | 4,742,000 | 5,916,000 | 6,602,000 |
| Securities available for sale | 47,936,000 | 49,671,000 | 54,660,000 | 28,734,000 |
| Securities held to maturity | 19,213,000 | 19,256,000 | 28,371,000 | 42,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,242,000 | 117,850,000 | 133,694,000 | 169,589,000 |
| Interest-bearing deposits | 108,254,000 | 113,933,000 | 129,835,000 | 164,843,000 |
| Noninterest-bearing deposits | 3,988,000 | 3,917,000 | 3,859,000 | 4,746,000 |
| Equity capital | 15,029,000 | 15,860,000 | 25,186,000 | 23,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 6,196,000 | 9,927,000 | 16,079,000 |
| Interest expense | 1,780,000 | 3,496,000 | 5,217,000 | 6,986,000 |
| Net interest income | 1,614,000 | 2,700,000 | 4,710,000 | 9,090,000 |
| Noninterest income | 13,485,000 | 27,636,000 | 46,316,000 | 63,136,000 |
| Noninterest expense | 12,916,000 | 25,686,000 | 39,305,000 | 54,728,000 |
| Provision for loan losses | 1,166,000 | 2,313,000 | 4,328,000 | 6,041,000 |
| Pretax income | 1,017,000 | 2,337,000 | 7,393,000 | 11,457,000 |
| Income tax | 374,000 | 862,000 | 2,763,000 | 4,256,000 |
| Net income | 643,000 | 1,475,000 | 4,630,000 | 7,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,029,000 | 15,860,000 | 19,016,000 | 21,587,000 |
| Total capital | 17,107,000 | 18,055,000 | 21,498,000 | 28,189,000 |
| Risk-weighted assets | 147,353,000 | 152,185,000 | 163,370,000 | 609,881,000 |