Call reports 2024
FIRST UNITED NATIONAL BANK — 2024
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 347,956,000 | 345,995,000 | 366,615,000 | 353,115,000 |
| Total loans | 184,817,000 | 188,784,000 | 193,006,000 | 194,435,000 |
| Allowance for loan losses | 924,000 | 952,000 | 974,000 | 989,000 |
| Securities available for sale | 129,410,000 | 126,898,000 | 129,217,000 | 122,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,859,000 | 331,383,000 | 347,860,000 | 337,447,000 |
| Interest-bearing deposits | 224,436,000 | 222,019,000 | 240,282,000 | 230,424,000 |
| Noninterest-bearing deposits | 105,423,000 | 109,364,000 | 107,578,000 | 107,023,000 |
| Equity capital | 12,811,000 | 13,380,000 | 17,363,000 | 14,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 6,258,000 | 9,589,000 | 13,073,000 |
| Interest expense | 1,326,000 | 2,623,000 | 4,020,000 | 5,413,000 |
| Net interest income | 1,762,000 | 3,635,000 | 5,569,000 | 7,660,000 |
| Noninterest income | 287,000 | 593,000 | 919,000 | 1,237,000 |
| Noninterest expense | 2,192,000 | 4,045,000 | 6,066,000 | 7,959,000 |
| Provision for loan losses | -22,000 | 19,000 | 51,000 | 114,000 |
| Pretax income | -121,000 | 164,000 | 371,000 | 815,000 |
| Income tax | -73,000 | -48,000 | -41,000 | 25,000 |
| Net income | -48,000 | 212,000 | 412,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,447,000 | 29,649,000 | 29,810,000 | 30,132,000 |
| Total capital | 30,370,000 | 30,601,000 | 30,784,000 | 31,130,000 |
| Risk-weighted assets | 183,899,000 | 187,397,000 | 188,586,000 | 189,361,000 |