Call reports 2023
FIRST UNITED NATIONAL BANK — 2023
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 358,422,000 | 361,517,000 | 352,177,000 | 350,917,000 |
| Total loans | 176,898,000 | 181,311,000 | 184,251,000 | 184,466,000 |
| Allowance for loan losses | 944,000 | 945,000 | 961,000 | 977,000 |
| Securities available for sale | 140,158,000 | 136,162,000 | 130,767,000 | 133,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,475,000 | 339,184,000 | 322,424,000 | 318,740,000 |
| Interest-bearing deposits | 227,764,000 | 232,012,000 | 215,189,000 | 213,534,000 |
| Noninterest-bearing deposits | 107,711,000 | 107,172,000 | 107,235,000 | 105,206,000 |
| Equity capital | 11,809,000 | 11,153,000 | 9,322,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,682,000 | 8,691,000 | 11,734,000 |
| Interest expense | 652,000 | 1,467,000 | 2,511,000 | 3,690,000 |
| Net interest income | 2,119,000 | 4,215,000 | 6,180,000 | 8,044,000 |
| Noninterest income | 283,000 | 588,000 | 893,000 | 1,189,000 |
| Noninterest expense | 1,896,000 | 3,791,000 | 5,778,000 | 7,692,000 |
| Provision for loan losses | 23,000 | 52,000 | 82,000 | 109,000 |
| Pretax income | 483,000 | 960,000 | 1,213,000 | 1,432,000 |
| Income tax | 57,000 | 113,000 | 126,000 | 132,000 |
| Net income | 426,000 | 847,000 | 1,087,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,124,000 | 29,377,000 | 29,503,000 | 29,607,000 |
| Total capital | 30,068,000 | 30,322,000 | 30,463,000 | 30,584,000 |
| Risk-weighted assets | 171,869,000 | 180,440,000 | 189,147,000 | 185,075,000 |