Call reports 2022
FIRST UNITED NATIONAL BANK — 2022
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 352,529,000 | 355,936,000 | 350,041,000 | 351,568,000 |
| Total loans | 165,797,000 | 170,263,000 | 171,913,000 | 175,898,000 |
| Allowance for loan losses | 1,760,000 | 1,806,000 | 1,820,000 | 1,854,000 |
| Securities available for sale | 158,456,000 | 150,200,000 | 143,564,000 | 142,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,702,000 | 344,915,000 | 340,883,000 | 328,079,000 |
| Interest-bearing deposits | 221,500,000 | 233,471,000 | 228,912,000 | 219,180,000 |
| Noninterest-bearing deposits | 110,202,000 | 111,444,000 | 111,971,000 | 108,899,000 |
| Equity capital | 18,069,000 | 10,127,000 | 8,288,000 | 10,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,722,000 | 7,276,000 | 9,941,000 |
| Interest expense | 210,000 | 411,000 | 633,000 | 933,000 |
| Net interest income | 2,102,000 | 4,311,000 | 6,643,000 | 9,008,000 |
| Noninterest income | 578,000 | 851,000 | 1,128,000 | 1,405,000 |
| Noninterest expense | 1,870,000 | 3,767,000 | 5,719,000 | 7,602,000 |
| Provision for loan losses | 7,000 | 72,000 | 102,000 | 140,000 |
| Pretax income | 803,000 | 1,324,000 | 1,951,000 | 2,672,000 |
| Income tax | 66,000 | 133,000 | 222,000 | 327,000 |
| Net income | 737,000 | 1,191,000 | 1,729,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,139,000 | 27,392,000 | 27,728,000 | 28,143,000 |
| Total capital | 28,899,000 | 29,198,000 | 29,548,000 | 29,997,000 |
| Risk-weighted assets | 162,161,000 | 171,508,000 | 168,707,000 | 177,851,000 |