Call reports 2021
FIRST UNITED NATIONAL BANK — 2021
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 332,712,000 | 345,773,000 | 353,725,000 | 351,412,000 |
| Total loans | 168,402,000 | 164,926,000 | 164,009,000 | 165,607,000 |
| Allowance for loan losses | 1,847,000 | 1,793,000 | 1,792,000 | 1,771,000 |
| Securities available for sale | 117,703,000 | 145,451,000 | 157,863,000 | 158,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,548,000 | 319,396,000 | 326,535,000 | 325,343,000 |
| Interest-bearing deposits | 199,783,000 | 214,083,000 | 219,103,000 | 216,571,000 |
| Noninterest-bearing deposits | 106,765,000 | 105,313,000 | 107,432,000 | 108,772,000 |
| Equity capital | 25,355,000 | 25,522,000 | 26,239,000 | 25,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,576,000 | 7,116,000 | 9,518,000 |
| Interest expense | 250,000 | 488,000 | 720,000 | 942,000 |
| Net interest income | 2,077,000 | 4,088,000 | 6,396,000 | 8,576,000 |
| Noninterest income | 240,000 | 516,000 | 790,000 | 1,052,000 |
| Noninterest expense | 1,928,000 | 3,815,000 | 5,747,000 | 7,570,000 |
| Provision for loan losses | -8,000 | -59,000 | -68,000 | -88,000 |
| Pretax income | 397,000 | 892,000 | 1,554,000 | 2,193,000 |
| Income tax | 62,000 | 140,000 | 245,000 | 340,000 |
| Net income | 335,000 | 752,000 | 1,309,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,750,000 | 25,945,000 | 26,277,000 | 26,598,000 |
| Total capital | — | — | 28,069,000 | 28,369,000 |
| Risk-weighted assets | — | — | 171,334,000 | 159,901,000 |