Call reports 2020
FIRST UNITED NATIONAL BANK — 2020
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 264,302,000 | 291,764,000 | 304,135,000 | 309,263,000 |
| Total loans | 170,400,000 | 174,892,000 | 174,697,000 | 167,716,000 |
| Allowance for loan losses | 1,929,000 | 1,884,000 | 1,860,000 | 1,851,000 |
| Securities available for sale | 51,876,000 | 59,919,000 | 89,470,000 | 88,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,905,000 | 265,058,000 | 276,775,000 | 282,420,000 |
| Interest-bearing deposits | 163,651,000 | 176,197,000 | 185,871,000 | 186,700,000 |
| Noninterest-bearing deposits | 74,254,000 | 88,861,000 | 90,904,000 | 95,720,000 |
| Equity capital | 25,938,000 | 26,102,000 | 26,182,000 | 26,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,785,000 | 7,140,000 | 9,607,000 |
| Interest expense | 267,000 | 548,000 | 838,000 | 1,111,000 |
| Net interest income | 2,207,000 | 4,237,000 | 6,302,000 | 8,496,000 |
| Noninterest income | 305,000 | 515,000 | 758,000 | 987,000 |
| Noninterest expense | 1,902,000 | 3,743,000 | 5,583,000 | 7,498,000 |
| Provision for loan losses | 47,000 | 18,000 | 1,000 | 16,000 |
| Pretax income | 563,000 | 991,000 | 1,476,000 | 1,969,000 |
| Income tax | 108,000 | 183,000 | 267,000 | 348,000 |
| Net income | 455,000 | 808,000 | 1,209,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,479,000 | 25,552,000 | 25,675,000 | 25,639,000 |