Call reports 2019
FIRST UNITED NATIONAL BANK — 2019
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 263,354,000 | 264,485,000 | 268,168,000 | 260,949,000 |
| Total loans | 167,107,000 | 167,283,000 | 168,111,000 | 167,840,000 |
| Allowance for loan losses | 2,006,000 | 1,955,000 | 1,959,000 | 1,947,000 |
| Securities available for sale | 54,655,000 | 56,074,000 | 57,191,000 | 56,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,294,000 | 238,386,000 | 241,971,000 | 234,915,000 |
| Interest-bearing deposits | 165,243,000 | 168,060,000 | 168,441,000 | 161,876,000 |
| Noninterest-bearing deposits | 73,051,000 | 70,326,000 | 73,530,000 | 73,039,000 |
| Equity capital | 24,834,000 | 25,635,000 | 25,898,000 | 25,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,011,000 | 7,577,000 | 10,084,000 |
| Interest expense | 250,000 | 528,000 | 822,000 | 1,115,000 |
| Net interest income | 2,207,000 | 4,483,000 | 6,755,000 | 8,969,000 |
| Noninterest income | 236,000 | 479,000 | 747,000 | 988,000 |
| Noninterest expense | 1,707,000 | 3,286,000 | 5,135,000 | 7,057,000 |
| Provision for loan losses | 46,000 | 3,000 | 47,000 | 94,000 |
| Pretax income | 690,000 | 1,673,000 | 2,320,000 | 2,806,000 |
| Income tax | 128,000 | 310,000 | 417,000 | 527,000 |
| Net income | 562,000 | 1,363,000 | 1,903,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,761,000 | 25,283,000 | 25,543,000 | 25,304,000 |
| Total capital | 26,472,000 | 27,072,000 | 27,329,000 | 27,114,000 |
| Risk-weighted assets | 136,596,000 | 143,003,000 | 142,774,000 | 144,698,000 |