Call reports 2018
FIRST UNITED NATIONAL BANK — 2018
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 270,093,000 | 265,967,000 | 264,233,000 | 257,055,000 |
| Total loans | 169,029,000 | 167,627,000 | 167,078,000 | 167,501,000 |
| Allowance for loan losses | 1,964,000 | 2,002,000 | 2,078,000 | 2,001,000 |
| Securities available for sale | 57,837,000 | 58,256,000 | 55,694,000 | 49,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,138,000 | 241,824,000 | 239,867,000 | 232,528,000 |
| Interest-bearing deposits | 164,197,000 | 170,657,000 | 167,766,000 | 163,145,000 |
| Noninterest-bearing deposits | 81,941,000 | 71,167,000 | 72,101,000 | 69,383,000 |
| Equity capital | 23,701,000 | 24,016,000 | 24,148,000 | 24,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,652,000 | 7,027,000 | 9,492,000 |
| Interest expense | 194,000 | 402,000 | 631,000 | 879,000 |
| Net interest income | 2,121,000 | 4,250,000 | 6,396,000 | 8,613,000 |
| Noninterest income | 235,000 | 479,000 | 729,000 | 979,000 |
| Noninterest expense | 1,576,000 | 3,192,000 | 4,792,000 | 6,451,000 |
| Provision for loan losses | 14,000 | 86,000 | 238,000 | 332,000 |
| Pretax income | 766,000 | 1,451,000 | 2,095,000 | 2,809,000 |
| Income tax | 137,000 | 270,000 | 424,000 | 508,000 |
| Net income | 629,000 | 1,181,000 | 1,671,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,941,000 | 24,252,000 | 24,463,000 | 24,479,000 |
| Total capital | 25,668,000 | 25,979,000 | 26,166,000 | 26,141,000 |
| Risk-weighted assets | 137,998,000 | 137,913,000 | 135,924,000 | 132,680,000 |