Call reports 2017
FIRST UNITED NATIONAL BANK — 2017
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 260,617,000 | 264,583,000 | 268,400,000 | 266,403,000 |
| Total loans | 166,682,000 | 167,851,000 | 168,822,000 | 169,829,000 |
| Allowance for loan losses | 1,942,000 | 1,930,000 | 1,961,000 | 1,973,000 |
| Securities available for sale | 56,611,000 | 61,528,000 | 59,501,000 | 57,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,783,000 | 240,586,000 | 243,913,000 | 242,730,000 |
| Interest-bearing deposits | 163,203,000 | 167,309,000 | 166,974,000 | 163,523,000 |
| Noninterest-bearing deposits | 73,580,000 | 73,277,000 | 76,939,000 | 79,207,000 |
| Equity capital | 23,580,000 | 23,864,000 | 24,051,000 | 23,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,473,000 | 6,758,000 | 9,055,000 |
| Interest expense | 174,000 | 349,000 | 534,000 | 727,000 |
| Net interest income | 2,046,000 | 4,124,000 | 6,224,000 | 8,328,000 |
| Noninterest income | 237,000 | 475,000 | 724,000 | 960,000 |
| Noninterest expense | 1,532,000 | 3,099,000 | 4,668,000 | 6,242,000 |
| Provision for loan losses | -29,000 | 1,000 | 91,000 | 116,000 |
| Pretax income | 780,000 | 1,499,000 | 2,189,000 | 2,930,000 |
| Income tax | 202,000 | 432,000 | 649,000 | 1,185,000 |
| Net income | 578,000 | 1,067,000 | 1,540,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,558,000 | 23,730,000 | 23,926,000 | 23,591,000 |
| Total capital | 25,255,000 | 25,175,000 | 25,360,000 | 25,310,000 |
| Risk-weighted assets | 135,552,000 | 115,127,000 | 114,220,000 | 137,304,000 |