Call reports 2016
FIRST UNITED NATIONAL BANK — 2016
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 262,927,000 | 262,064,000 | 267,036,000 | 259,729,000 |
| Total loans | 167,830,000 | 167,602,000 | 168,152,000 | 168,259,000 |
| Allowance for loan losses | 1,991,000 | 2,017,000 | 2,040,000 | 1,977,000 |
| Securities available for sale | 53,923,000 | 54,925,000 | 58,138,000 | 55,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,830,000 | 238,656,000 | 238,050,000 | 231,456,000 |
| Interest-bearing deposits | 168,299,000 | 169,252,000 | 166,720,000 | 159,909,000 |
| Noninterest-bearing deposits | 71,531,000 | 69,404,000 | 71,330,000 | 71,547,000 |
| Equity capital | 22,793,000 | 23,248,000 | 23,505,000 | 23,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,267,000 | 4,540,000 | 6,821,000 | 9,085,000 |
| Interest expense | 187,000 | 372,000 | 557,000 | 733,000 |
| Net interest income | 2,080,000 | 4,168,000 | 6,264,000 | 8,352,000 |
| Noninterest income | 249,000 | 482,000 | 748,000 | 988,000 |
| Noninterest expense | 1,475,000 | 2,867,000 | 4,322,000 | 5,922,000 |
| Provision for loan losses | 102,000 | 146,000 | 191,000 | 153,000 |
| Pretax income | 753,000 | 1,637,000 | 2,500,000 | 3,266,000 |
| Income tax | 238,000 | 499,000 | 746,000 | 921,000 |
| Net income | 515,000 | 1,138,000 | 1,754,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,479,000 | 22,920,000 | 23,159,000 | 23,191,000 |
| Total capital | 24,147,000 | 24,577,000 | 24,846,000 | 24,664,000 |
| Risk-weighted assets | 133,129,000 | 132,219,000 | 134,582,000 | 117,399,000 |