Call reports 2015
FIRST UNITED NATIONAL BANK — 2015
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 260,612,000 | 259,668,000 | 257,927,000 | 252,722,000 |
| Total loans | 163,326,000 | 165,065,000 | 165,527,000 | 167,425,000 |
| Allowance for loan losses | 1,752,000 | 1,746,000 | 1,848,000 | 1,954,000 |
| Securities available for sale | 59,954,000 | 62,002,000 | 58,411,000 | 54,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,199,000 | 237,036,000 | 231,677,000 | 226,224,000 |
| Interest-bearing deposits | 171,158,000 | 174,387,000 | 163,933,000 | 157,716,000 |
| Noninterest-bearing deposits | 67,041,000 | 62,649,000 | 67,744,000 | 68,508,000 |
| Equity capital | 22,104,000 | 22,214,000 | 22,594,000 | 22,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,281,000 | 4,556,000 | 6,867,000 | 9,172,000 |
| Interest expense | 286,000 | 533,000 | 755,000 | 948,000 |
| Net interest income | 1,995,000 | 4,023,000 | 6,112,000 | 8,224,000 |
| Noninterest income | 214,000 | 427,000 | 663,000 | 893,000 |
| Noninterest expense | 1,435,000 | 2,856,000 | 4,310,000 | 5,744,000 |
| Provision for loan losses | 45,000 | 90,000 | 215,000 | 367,000 |
| Pretax income | 729,000 | 1,504,000 | 2,250,000 | 3,006,000 |
| Income tax | 214,000 | 449,000 | 669,000 | 928,000 |
| Net income | 515,000 | 1,055,000 | 1,581,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,799,000 | 22,059,000 | 22,307,000 | 22,272,000 |
| Total capital | 23,424,000 | 23,717,000 | 23,968,000 | 24,001,000 |
| Risk-weighted assets | 127,918,000 | 132,539,000 | 132,835,000 | 138,109,000 |