Call reports 2014
FIRST UNITED NATIONAL BANK — 2014
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 258,935,000 | 266,919,000 | 263,240,000 | 254,718,000 |
| Total loans | 156,320,000 | 159,584,000 | 162,769,000 | 164,038,000 |
| Allowance for loan losses | 1,749,000 | 1,744,000 | 1,756,000 | 1,758,000 |
| Securities available for sale | 65,199,000 | 70,663,000 | 66,253,000 | 62,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,726,000 | 238,541,000 | 241,444,000 | 232,967,000 |
| Interest-bearing deposits | 178,421,000 | 180,641,000 | 179,495,000 | 170,684,000 |
| Noninterest-bearing deposits | 59,305,000 | 57,900,000 | 61,949,000 | 62,283,000 |
| Equity capital | 20,869,000 | 21,397,000 | 21,628,000 | 21,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,539,000 | 6,873,000 | 9,216,000 |
| Interest expense | 338,000 | 673,000 | 1,005,000 | 1,316,000 |
| Net interest income | 1,900,000 | 3,866,000 | 5,868,000 | 7,900,000 |
| Noninterest income | 224,000 | 473,000 | 714,000 | 938,000 |
| Noninterest expense | 1,431,000 | 2,777,000 | 4,228,000 | 5,737,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 667,000 | 1,505,000 | 2,267,000 | 2,985,000 |
| Income tax | 193,000 | 442,000 | 669,000 | 879,000 |
| Net income | 474,000 | 1,063,000 | 1,598,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,994,000 | 21,304,000 | 21,559,000 | 21,563,000 |
| Total capital | 22,572,000 | 22,996,000 | 23,270,000 | 23,285,000 |
| Risk-weighted assets | 131,989,000 | 141,841,000 | 143,731,000 | 137,750,000 |