Call reports 2013
FIRST UNITED NATIONAL BANK — 2013
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,616,000 | 257,494,000 | 254,417,000 | 250,027,000 |
| Total loans | 150,978,000 | 152,307,000 | 155,293,000 | 154,544,000 |
| Allowance for loan losses | 1,726,000 | 1,718,000 | 1,732,000 | 1,741,000 |
| Securities available for sale | 53,197,000 | 57,800,000 | 64,392,000 | 64,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,832,000 | 236,903,000 | 233,366,000 | 229,181,000 |
| Interest-bearing deposits | 179,419,000 | 183,498,000 | 180,742,000 | 176,794,000 |
| Noninterest-bearing deposits | 55,413,000 | 53,405,000 | 52,624,000 | 52,387,000 |
| Equity capital | 20,585,000 | 20,371,000 | 20,546,000 | 20,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,488,000 | 6,771,000 | 9,050,000 |
| Interest expense | 398,000 | 788,000 | 1,158,000 | 1,514,000 |
| Net interest income | 1,853,000 | 3,700,000 | 5,613,000 | 7,536,000 |
| Noninterest income | 231,000 | 459,000 | 691,000 | 917,000 |
| Noninterest expense | 1,307,000 | 2,589,000 | 3,911,000 | 5,286,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 749,000 | 1,513,000 | 2,306,000 | 3,050,000 |
| Income tax | 215,000 | 436,000 | 669,000 | 887,000 |
| Net income | 534,000 | 1,077,000 | 1,637,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,232,000 | 20,496,000 | 20,776,000 | 20,800,000 |
| Total capital | 21,756,000 | 22,036,000 | 22,357,000 | 22,372,000 |
| Risk-weighted assets | 127,227,000 | 128,317,000 | 131,268,000 | 131,013,000 |