Call reports 2012
FIRST UNITED NATIONAL BANK — 2012
What FIRST UNITED NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 252,129,000 | 251,598,000 | 252,920,000 | 254,142,000 |
| Total loans | 151,516,000 | 148,805,000 | 149,704,000 | 150,175,000 |
| Allowance for loan losses | 1,713,000 | 1,717,000 | 1,725,000 | 1,716,000 |
| Securities available for sale | 53,963,000 | 54,951,000 | 56,133,000 | 50,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,585,000 | 231,230,000 | 232,269,000 | 233,581,000 |
| Interest-bearing deposits | 179,456,000 | 182,137,000 | 179,208,000 | 179,295,000 |
| Noninterest-bearing deposits | 52,129,000 | 49,093,000 | 53,061,000 | 54,286,000 |
| Equity capital | 19,817,000 | 20,134,000 | 20,397,000 | 20,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,818,000 | 7,182,000 | 9,501,000 |
| Interest expense | 460,000 | 908,000 | 1,344,000 | 1,755,000 |
| Net interest income | 1,975,000 | 3,910,000 | 5,838,000 | 7,746,000 |
| Noninterest income | 178,000 | 365,000 | 556,000 | 766,000 |
| Noninterest expense | 1,281,000 | 2,550,000 | 3,878,000 | 5,188,000 |
| Provision for loan losses | 45,000 | 90,000 | 125,000 | 155,000 |
| Pretax income | 827,000 | 1,634,000 | 2,390,000 | 3,168,000 |
| Income tax | 229,000 | 454,000 | 665,000 | 904,000 |
| Net income | 598,000 | 1,180,000 | 1,725,000 | 2,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,373,000 | 19,676,000 | 19,942,000 | 19,978,000 |
| Total capital | 20,829,000 | 21,118,000 | 21,406,000 | 21,464,000 |
| Risk-weighted assets | 121,146,000 | 120,627,000 | 122,608,000 | 124,244,000 |